Last updated: March 2026
By creating an account or using Mearal, you agree to these terms of service. If you do not agree, please do not use the service.
Mearal is a privacy-first personal finance tracking tool. It helps you track spending, manage budgets, set goals, and settle expenses with a partner. Your data is stored locally on your device by default.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate information when creating your account.
You retain full ownership of all financial data you enter into Mearal. We do not claim any rights to your data. Since data is stored locally, you are responsible for backing up your information.
Mearal is provided “as is” without warranty of any kind. We are not financial advisors and the service should not be considered financial advice. We are not liable for any decisions made based on information provided by the service.
For questions about these terms, contact us at support@mearal.com.